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Insurance payments in case of an accident

Комитет по вопросам АПК, промышленности, ЖКХ, транспорту, строительству и природным ресурсам

24.05.2021

Proposed as a legislative initiative by the deputy of the Supreme Council Yuri Kucherenko law-in-draft concerned the regulation of the procedure for insurance payments for compulsory civil liability insurance of vehicle owners.

The amount of damage caused to a vehicle, by agreement of the parties, can be established independently without the participation of appraisers according to the current legislation. It is necessary to sign an agreement between the person who suffered as a result of an accident, the insurer and the perpetrator of the accident to do this. However, the condition on the need for a signature from an uninterested person (the culprit of the accident) in practice leads to situations when the victim, with an already reached agreement with the insurance company on the amount of the insurance payment, cannot exercise his right to compensation for damage. This situation may be associated not only with the refusal of the perpetrator of the accident to sign the agreement, but also with other reasons, for example, departure outside the republic.

The author of the legislative initiative proposes to enshrine in the law that an agreement on establishing the amount of harm caused to the victim as a result of an accident must be signed by two parties - the victim and the insurer, without the participation of the insured.

The law-in-draft proposes to amend the law on OSAGO, excluding the insured as a party to the agreement. Deputies of the Committee on Agro-Industrial Complex, Industry, Housing and Utilities, Transport, Construction and Natural Resources supported this initiative and will recommend the Supreme Council to adopt the draft law in the first reading.

In addition, the relevant committee considered at the meeting the law-in-draft that concerns the tax from vehicle owners. The Government came up with an initiative and proposed to provide for the exemption of organizations from paying tax from vehicle owners in relation to those cars that are stolen and are on the wanted list. The proceedings in a criminal case are carried out often for a rather long period of time and during this period the organization pays an annual tax on vehicle owners. Deputies of the Committee on Agro-Industrial Complex, Industry, Housing and Utilities, Transport, Construction and Natural Resources will recommend to the deputy corps to adopt the draft law with amendments to the law "On the PMR Road Fund" in the first reading.