To help entrepreneurs

The State Reserve Fund has completed accepting applications for preferential lending. 34 entrepreneurs during two months decided to start their own business or expand already existing production. Business projects are related to agriculture, processing of agricultural products, secondary raw materials, production of consumer goods, tourism. The state reserve fund was formed at the expense of gratuitous aid to Russia, which was received to provide technical loans to support agribusiness entities. Preferential loans were already issued in 2008-2011. Totally, 514 million Russian rubles were allocated to support the economic agents of the republic. For the period of the program, large land users were able to purchase machinery, equipment, renew the fleet, and build gardens.

Later, with the decision of the Supreme Council, preferential loans extended to small business entities. Previously, the condition for their provision was a pledge. However, in the spring of this year, the deputy corps has extracted a legislative norm on this from the legal framework of the republic, amending the law "On the Fund of the State Reserve in Pridnestrovie". From now on, the right to receive credit resources from the State Reserve Fund is also enjoyed by those entrepreneurs who are not in a position to provide full collateral in full.

Deputies of the Parliamentary Committee for the Development of Entrepreneurship and Industry, members of the Supervisory Board of the State Reserve Fund during the first summer month, traveling to the cities of our republic, conducted extensive explanatory work on the terms of lending to small businesses.

Crediting will be carried out in the following areas: production, processing and sale of food, industrial goods, consumer goods, having the potential for import substitution, as well as export potential; production, processing and sale of agricultural products in the following areas: livestock (including beekeeping, fish farming, poultry farming), vegetable growing and melon growing (including in closed ground), horticulture (including growing berry crops), viticulture, mushroom growing, growing leguminous crops; tourism and excursions on the territory of the PMR; processing of secondary raw materials; provision of housing and communal services to the population in rural areas; cargo transportation and transport-logistical services; production of folk crafts and handicrafts; innovative, educational, medical activities; consulting services; hotel business; catering; development, implementation (installation) and implementation of software products; provision of information and computing services.

The credits are provided to: individual entrepreneurs (including peasant (farmer) households) registered in the territory of the Republic prior to the date of filing an application for a loan; legal entities registered in the territory of the PMR, regardless of the organizational and legal form recognized in accordance with the current legislation by a micro or small enterprise, the charter of which specifies the type of activity for the implementation of which the direction of credit resources is provided and an application for a loan in this direction is submitted .

Lending to small businesses, including peasant farms, provides for loans for the acquisition of fixed assets, subject to the following conditions: the loan amount is not more than 600 thousand Russian rubles; the crediting period is not more than three years; the lending rate is 6% per annum; participation of the borrower in the implementation of the project with own funds in the amount of at least 10% of the project cost, providing a loan secured by the fixed assets purchased within the framework of the project. Individual entrepreneurs, including peasant farms, are obliged to continually extend the individual entrepreneurial patent for the period of the loan agreement.

Lending to operating peasant farms, micro and small enterprises provides for loans for the acquisition of fixed assets, subject to the following conditions: the loan amount is not more than 3 million Russian rubles; the crediting period is not more than three years; the lending rate is 6% per annum; participation of the borrower in the implementation of the project with own funds in the amount of not less than 20% of the project cost, providing loans secured by the fixed assets purchased as part of the project.

After collection of all applications, the directorate of the fund submits to the supervisory board of the State Reserve Fund of the republic the issue of granting surety and further crediting. After the deadline for submitting applications for a soft loan, the supervisory board of the fund determines the dates of its meetings. Small business entities present business plans in its course.

The Supervisory Board of the State Reserve Fund through an open tender takes a decision to grant or refuse to grant preferential loans to business entities in accordance with the requirements established by the Law on the Fund of the PMR State Reserve and the Supreme Council Decision of April 6, 2018, business plans.

As a result of the protection of business plans, the supervisory board of the fund forms a list of subjects that have submitted the most effective projects for their further crediting on preferential terms through the provision of a guarantee from the State Reserve Fund of the PMR.

When determining the winners for each district and city of the republic, at least one project from a newly established enterprise or individual entrepreneur and one project from an operating enterprise (if there are applications for this district / city) must be approved.

Address of the Fund of the State Reserve of the PMR: Tiraspol, October 25 str., 101 (House of Councils), office 229. Phone number (0-533) 5-06-20, 9-31-69.